There are 3 ways to get quality coverage in the U.S.

    • Very cost effective for the employee. (Usually)

    • Gives you access to a better network. (Usually)

    • Gives you excellent coverage. (Usually)

    • It can be very expensive to add Family.

    • Cobra is VERY expensive (and temporary).

    • Employer may change providers and plans year to year.

The Employer Plan

    • Cannot turn you away for preexisting conditions.

    • Can be Inexpensive if you qualify for subsidies.

    • Expensive if you don’t qualify for subsidies.

    • Limited Networks.

    • Higher Deductibles and Max Out of Pockets.

The Marketplace Plan

    • Robust PPO Networks.

    • Guaranteed renewable until 65 (Very Stable).

    • Highly Customizable.

    • Better value than Marketplace.

    • Tax Deductible.

    • You must be healthy enough to qualify.

    • No access to subsidies.

    • Does not cover Mental Health, Maternity, or Drug/Alcohol Abuse Treatment.

The Private Plan

Which route is best for you depends on your situation, and I can help you narrow it down!

Lets Talk!
Lets Talk!